Sterling Scott

Trust Public Adjusting Group recently conducted a social media poll asking homeowners one simple question: What is your biggest concern about filing an insurance claim? By far, the number one response was, "I'm afraid my insurance premiums will increase."

One of the biggest mistakes property owners make isn't filing the wrong insurance claim, it's not knowing whether they should file one at all.

One of the biggest mistakes property owners make after discovering damage is waiting too long to file an insurance claim. Many people hesitate because they are afraid their rates will go up or their insurance company will “drop” them. Unfortunately, that fear often causes homeowners to unknowingly hurt both their property and their ability to recover what they are owed.